Before conducting an HIV-related test, who must give written authorization?

Written authorization for conducting an HIV-related test must come from the proposed insured. This requirement is part of legal protections designed to ensure that individuals have control over their own medical information, particularly when it comes to sensitive matters such as HIV testing. The law emphasizes the importance of informed consent, meaning individuals must be fully aware of and agree to testing before it takes place. This is crucial in respecting privacy and maintaining an individual’s rights regarding their health information.

The other parties mentioned in the options, such as the insurance company, healthcare provider, and insurance agent, do not have the authority to grant permission for proceeding with such tests without explicit consent from the proposed insured individual. Their roles may involve obtaining or processing the information but they cannot authorize testing independently.