Health insurance advertisements that include statistical information are required to do what under New Jersey law?

The requirement under New Jersey law for health insurance advertisements that include statistical information is to accurately convey all pertinent facts. This ensures that consumers can make informed decisions about their health insurance options based on reliable and comprehensive information. By accurately presenting relevant statistics, advertisements should reflect the true nature of the coverage being offered, including its benefits and limitations.

Accurate information is crucial because misleading or incomplete data can lead to misunderstandings about what a health insurance policy covers, thus impacting the choices consumers make. Ensuring that all pertinent facts are conveyed helps maintain transparency and trust in the insurance marketplace, which is vital for consumer protection.

The focus is on comprehensive representation rather than just emphasizing risks or personal testimonials. While highlighting potential risks is an important aspect of the consumer's understanding, it is just one part of providing a full picture of the product. Similarly, personal testimonials and promises of universal coverage are either subjective or unrealistic and do not fulfill the legal requirement of accuracy in presentation.