If the Commissioner determines that an individual has engaged in an act violating state insurance laws, the Commissioner may issue an order requiring the violator to?

The correct response emphasizes the authority of the Commissioner in matters of insurance regulation within New Jersey. When the Commissioner identifies that an individual has violated state insurance laws, one of the primary actions that can be taken is to issue an order to cease the specific activities that constitute the violation. This is crucial for maintaining compliance with the law and ensuring that the individual no longer engages in behaviors that undermine the integrity of the insurance system.

Stopping the violator from continuing their unlawful acts is necessary to protect consumers and maintain public trust in the insurance industry. By halting these actions, the Commissioner serves not only as a regulator but also as a protector of the public interest.

While penalties, policy revisions, and the submission of defenses may also be relevant in different contexts, the immediate requirement to cease engaging in the violations directly addresses the issue at hand, making it a foundational action the Commissioner can mandate.