In New Jersey, group health insurance can be offered to all of the following groups except?

In New Jersey, group health insurance is designed to provide coverage to larger groups of individuals who share a common bond, such as employment or membership in an organization. This structure allows for potentially lower premium costs and greater risk pooling.

When considering the groups specified, employees of a corporation, members of a union, and government employees all represent recognized, organized groups that typically qualify for group health insurance plans. These groups usually have a stable membership base, and insurers often design policies specifically for them due to the working relationship or association among members.

In contrast, college seminar participants do not constitute a stable or organized group in the same way. Participants in a seminar may vary widely, attending for different reasons and not maintaining an ongoing relationship once the seminar concludes. Group health insurance relies on the continuous and predictable participation of members to spread risk effectively. Since seminar participants do not fit this criterion, they cannot be offered group health insurance as those other groups can.

Thus, college seminar participants are correctly identified as the exception in this context, as they lack the continuity and affiliation typically required for group health plan eligibility.