In New Jersey, which entity must an insurance advertisement be submitted to for approval?

In New Jersey, insurance advertisements must be submitted for approval to the Commissioner of Insurance. This requirement ensures that advertisements comply with state laws and regulations designed to protect consumers and maintain fair competition in the insurance market. The Commissioner reviews these materials to confirm that they are not misleading and that they provide accurate information about the insurance products being promoted.

Other options, while related to governmental oversight, do not play a direct role in the approval of insurance advertisements. The Department of Financial Services, for instance, is a separate regulatory body that might oversee broader financial practices and regulations but is not specifically designated for the approval of insurance advertisements in New Jersey. Similarly, the State Assembly and the Governor's Office do not have a direct role in the regulation of insurance advertising, as these entities focus on legislative and executive oversight rather than operational regulation of specific industries. Therefore, it is the Commissioner of Insurance who serves as the appropriate authority for this task.