What status does a producer hold when domiciled in New York but operating in New Jersey?

A producer who is domiciled in New York but operates in New Jersey would be classified as a non-resident licensee of New Jersey. This classification means that while the producer may conduct business in New Jersey, their primary residence and home base for licensing purposes is in New York.

In order to operate legally in New Jersey, the producer must obtain a non-resident license. This allows them to sell or solicit insurance in New Jersey while primarily being recognized by their state of domicile, which is New York.

In contrast, a temporary licensee typically refers to a limited-duration license, often issued in specific circumstances such as when a licensed producer dies or becomes incapacitated. A resident licensee must have their primary residence in New Jersey and fulfill all state requirements, which would not apply to someone primarily based in another state. Being a licensed agent in both states would imply holding active licenses in both states—which is not the case here, as the individual is not a resident of New Jersey.