Who regulates insurance advertisements in a local newspaper?

The regulation of insurance advertisements in a local newspaper falls under the jurisdiction of the Department of Banking and Insurance in New Jersey. This department is responsible for overseeing and ensuring that insurance companies comply with relevant laws and regulations regarding their advertisements.

The Department of Banking and Insurance sets the standards for what constitutes a fair and truthful advertisement, aiming to prevent misleading or deceptive practices in the marketing of insurance products. It reviews advertisements for compliance with state laws, which are designed to protect consumers from false claims that could influence their insurance purchasing decisions.

The other options are not primarily responsible for regulating insurance advertisements. For instance, while the state attorney general may take action against unfair business practices, the direct oversight and specific guidelines for insurance advertisements are designated to the Department of Banking and Insurance. Similarly, an insurance company's internal compliance department plays a role in ensuring that the company's advertisements adhere to legal standards but does not have the authority to regulate approvals beyond the company itself. Lastly, local regulatory boards typically handle zoning and municipal issues rather than insurance advertising regulations.